| 1. |
- Hauff Carlsson, Jeanette, 1965, et al.
(författare)
-
The loan market – The Swedish example
- 2019
-
Ingår i: Indebtedness in early adulthood: Causes and remedies. Carlsson Hauff, Gärling & Lindblom (Eds.). - London UK. : Palgrave Macmillan. - 9783030139957 ; , s. 49-61
-
Bokkapitel (övrigt vetenskapligt/konstnärligt)abstract
- From a Swedish perspective, different types of credits and loans relevant to young adults are analysed, together with an assessment of levels of indebtedness. This enables an assessment of the level of urgency regarding the Swedish market and a discussion of whether the recent development of the Swedish loan market follows an international trend. The level of indebtedness of Swedish young adults is compared to the general population of borrowers. The efforts taken by Swedish authorities are discussed, something that may serve as a description of one way to tackle current societal challenges. The Swedish example, containing strong macro-prudential initiatives, could be seen as an example of a legislative way to tackle problems associated with a potential housing bubble and high debt ratios.
|
|
| 2. |
- Hauff Carlsson, Jeanette, 1965, et al.
(författare)
-
Why Study Young Adults' Indebtedness?
- 2019
-
Ingår i: Indebtedness in Early Adulthood - Causes and Remedies. Hauff J., Gärling T., Lindblom T. (eds.). - Cham, Switzerland : Palgrave Macmillan. - 9783030139957 ; , s. 3-20
-
Bokkapitel (övrigt vetenskapligt/konstnärligt)
|
|
| 3. |
-
Indebtedness in early adulthood - Causes and Remedies
- 2019
-
Samlingsverk (redaktörskap) (övrigt vetenskapligt/konstnärligt)abstract
- Several scales for measuring attitude that have been developed are first described and evaluated. It is noted that the scales frequently fail to distinguish between opinions and attitudes and that the attitude object varies between studies. Studies of young adults’ attitudes toward borrowing are then reviewed. A majority have focused on student loans. It is found that attitudes are favorable although a change over time toward less favorable attitudes is discernible. A critical issue is to what extent favorable attitudes are related to borrowing. Some but not all studies confirm a positive relationship between favorable attitudes toward borrowing and debt amount. The causal direction of the relationship may however vary over time and in different groups
|
|
